An important insurance change for those under 65: short-term insurance plans are back! Federal lawmakers ruled to allow people to buy short-term, limited-duration health coverage that lasts up to 12 months and can be renewed for an additional, maximum of 36 months. Previously, the Affordable Care Act limited these plans to a maximum of three […]
'Affordable Care Act' Category Archives
Medicare Cards are Changing in 2018: 5 Fast Facts You Need to Know
The Centers for Medicare & Medicaid Services (CMS) are removing Social Security Numbers from Medicare cards to help prevent fraud, fight identity theft and protect taxpayers with Medicare. Medicare cards will now have a new Medicare Number, called a Medicare Beneficiary Identifier (MBI), that is a unique number to you and it will replace the […]
Managing Changes In Your Retiree Employer Medicare Plan
Retirement comes with its own set of questions and things to look out for, especially with health insurance coverage for individuals who are eligible for Medicare. Retiree insurance coverage offered by a former employer or a retiring spouse’s employer is not a mandatory benefit, and the sponsoring employer may change premiums and benefits or cancel […]
The Outlook for Affordable Health Insurance in Wisconsin
The Affordable Care Act changed the health care landscape tremendously. The gradual rollout of ACA provisions paved the way for an additional 20 million Americans to obtain health care coverage, which would not have been possible without ACA, which is referred to as Obamacare. Based on the latest figures from Whitehouse.gov, nine in 10 Americans […]
Since the introduction of Obamacare Wisconsin citizens have been in search for affordable health insurance plans to accommodate the increased deductibles associated with the transition. Having someone knowledgeable on the topic is just the first step. Trusting that person to recommend the best insurance plan for your needs is the next. Trustworthy Agents It’s already […]
What Would Happen if Premium Tax Credits Went Away in Wisconsin?
Just recently, the US Supreme Court voted to uphold Obamacare subsidies. What exactly does this mean? First, we need to define subsidies. Premium tax subsidies and advanced premium tax credits are both the same thing, and they refer to the income-based discount on Obamacare health insurance. This is the advanced discount to help pay your […]
Is it too late to get Obamacare?
Has the deadline to sign up for Obamacare passed? No. For those of you that have yet to enroll in a plan, the deadline is fast approaching, February 15th, 2015. The 15th falls on a Sunday this year, and FHK will be open this weekend on both Saturday the 14th and Sunday the 15th during […]
Big Changes for Wisconsin Obamacare
There have been major changes to the Obamacare Marketplace this week. Anthem Blue Cross Blue Shield just announced that they are discontinuing major medical health insurance coverage for tens of thousands Wisconsin residents. This change will affect individuals currently on an Anthem Affordable Care Act plan (Obamacare) both on and off exchange. This news comes […]
What is the Difference Between a Health Insurance Agent and a Navigator?
“I wish I would have contacted you sooner!” We hear this statement often at our office. Many clients think you have to pay extra to work with an agent when choosing between Medicare insurance plans. This is simply not true. Let me explain. Health insurance agents are licensed through the State. We represent multiple insurance […]
4 Dates You Need to Know
Is November 15th, 2014 marked on your calendar? If not, it should be. This is the first day that you are able to begin enrolling and shopping for marketplace plans. Anyone that requires health coverage through the Affordable Care Act, regardless if you already have coverage, or are looking for a new plan, will need […]